We understand the circumstances of Armed Forces personnel
As a specialist military car finance broker, we deal with a number of lenders who are sympathetic and understand the unique circumstances of military personnel. Barracks, BFPO, or naval addresses, long term overseas postings, and moving around often, are all common circumstances for us to work with. We work with one of the most comprehensive Armed Forces orientated lender panels, and provide access to different lenders based on your personal circumstances and individual requirements.
What we do is different
Specialising in Armed Forces car finance, we work with you, and with our lenders, to find products and facilities that best suit your needs. We arrange Personal Loans, Hire Purchase, and PCP products, all tailored to suit the circumstances of Armed Forces, and issues with lack of credit trace, barracks addresses, or recently joined from Commonwealth, items that would cause issues with standard credit scoring, are all very normal issues for us to support.
We also offer a lowest rate guarantee, you can find more details about this here.
Apply or call for an informal chat
Ready to begin? Click Apply and complete our straightforward application form or for an informal chat with one of our specially trained Armed Forces car finance Account Managers, please call 03335 775533, calls charged at standard landline rate.
*Not all applications for finance will receive an offer
What our customers say
My experience with MK Military Finance has been amazing there has been a lot of communication with the team helping along the way of my financial agreement and have answers to any questions I had and have been very professional with the services they offer to finance.Signaller Rhys. W
I am pleased to hear that I got through with MK Military Finance. The process was smooth and the communication was really good, which made it easy. I recommend this to anyone in the military, to sign up and go through this process. Again thank you MK Military Finance, for giving me the opportunity to get my first car here in the UK.PTE. Keddy. L.
Three frequently asked questions we receive from Forces personnel
I've just joined and I'm on NERP (New Entrant Rate of Pay)
For about 6-9 months after you join, you will normally be in NERP status. You can still apply, but we will need to know as some lenders will not process your application until you are on pay grade 1. It’s easy to tell as you will normally get just under £1000 take home per month on NERP, and usually around £1200+ as soon as you move up to pay grade 1. You can also see it on your payslip if you need to check. Lenders do check this at pay out stage so it’s important to get this right at the beginning.
I only have a barracks address, is this a problem?
This should not be a problem and it is exactly the type of issue we are here to help with, so don’t worry if you only have a barracks or BFPO address, we can still usually help.